Thinking Ahead

Preplanning Your Own Funeral

When it comes to funerals many of us don’t like to think about them. Today, more and more people are changing the way they think and find that it makes a lot of sense to pre-arrange their funeral and/or join a pre-payment plan. Throughout our lives we plan for almost every financial eventuality we may face – pre-arranging and/or pre-paying for our funeral helps relieve your family of emotional and financial worries when the time comes.

Your local Funeral-Link funeral director will answer your questions and assist you with those important decisions in planning your funeral – the type of funeral service required, burial or cremation, choice of casket, flowers, catering, headstones and plaques and the many other items associated with the modern funeral.

Dealing with a Funeral-Link funeral director you can have the peace of mind knowing that your wishes are known and that you have made arrangements for them to be carried out. As many funeral directors will tell you, it is not unusual for the grieving family to be unaware of the deceased’s funeral wishes. Pre-arranging and/or pre-paying your funeral means your wishes about how you’d like things to be at your funeral are known and can be respected.

Residential Care Subsidy: Income and Asset Testing

A financial means assessment looks at the assets and income and any gifting by the person to assess if the person is eligible for Government funding (the residential care subsidy) and/or what the person is liable to pay for the cost of their care.

What assets are excluded from the financial means assessment?

The value of any pre-paid funeral of the person or their spouse, up to a maximum value of $10,000

Click here to view further information from the Ministry of Health.


Making a Will and Estate Administration

Everything needed to know about creating a Will from the New Zealand Law Society 

Click here to download PDF 

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Powers of Attorney

Information to appoint a Power of Attorney from the New Zealand Law Society  

Click here to download PDF 

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Winz: Funeral Grant

 A Funeral Grant is a non-taxable lump sum payment that provides assistance towards a person's funeral expenses. The Funeral Grant helps people with actual and reasonable funeral costs only and is not designed to cover the entire funeral expenses.

A Funeral Grant is income and asset tested. The test depends on whether the deceased has a surviving partner or dependent child or if the deceased is a child.

Click here to view further information from Work and Income.


Residential Care Subsidy

 If you need long-term residential care in a hospital or rest home, you may be able to get a Residential Care Subsidy from the Ministry of Health. This subsidy helps with the cost of this care. The subsidy is paid directly to the hospital or rest home by the Ministry of Health.

 Click here to view further information from Work and Income.

For your pre-paying funeral guide see below